Asset Finance

The right equipment, vehicle or machinery can help your business grow, but paying for it upfront isn't always the best option.

Whether you're financing a ute for your trade business, a truck for your fleet, earthmoving equipment, medical equipment, agricultural machinery or new office technology, EB Finance Collective can help you explore asset finance options that suit your needs. We'll compare lenders, explain your options in plain English, and guide you through the process from application to settlement.

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Asset finance for the things that keep your business moving

Asset finance can help eligible individuals and businesses purchase a wide range of assets without paying the full purchase price upfront.

Depending on your circumstances and lender requirements, asset finance may be available for:

  • Whether you’re purchasing a car or ute for your business, adding a truck to your fleet, or financing another eligible commercial vehicle, we can help you explore vehicle finance options suited to your circumstances.

  • From construction and earthmoving equipment to agricultural machinery and specialised plant, asset finance may help your business access the equipment it needs without paying the full purchase price upfront.

  • Asset finance can be used for a range of eligible business equipment, including tools, medical equipment, hospitality equipment, manufacturing equipment and other assets that support your day-to-day operations.

  • Need to upgrade your computers, software systems, communications equipment or office tech? We can help you explore finance options for eligible technology and office assets.

Our Process

Tell Us What You Need

Whether it’s a new ute, machinery, equipment or something else entirely, we’ll start by getting to know what you’re looking to finance, your business, and what you need from the loan.

Compare Your Options

We’ll look at suitable asset finance options across a range of lenders and talk you through what’s available, including the different loan structures, repayments and key considerations.

Submit Your Application

Once you’re happy with the way forward, we’ll take care of the application and paperwork, liaise with the lender and keep you updated along the way.

Get the Keys…

(or Equipment!)

Once your finance is approved and everything is ready to settle, it’s time for the good bit. Pick up the keys, take delivery of your new equipment, and get back to business. 🚗✨

Ready to finance your next vehicle or equipment purchase?

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Frequently Asked Questions

  • Asset finance can be used to help fund a wide range of business assets, including vehicles, equipment, machinery, technology, and other eligible business purchases. The types of assets that can be financed will vary depending on the lender and your individual circumstances. At EB Finance Collective, we'll help you understand the asset finance options that may be available for your business. 🚜🚗💻

  • In many cases, yes. Businesses may be able to finance eligible vehicles for business use through a range of asset finance options. The most suitable structure will depend on your business, how the vehicle will be used, and lender requirements. We'll help explain your options and guide you through the application process. 🚗✨

  • Yes, many lenders offer asset finance for eligible used vehicles and equipment. Approval criteria, including the age and condition of the asset, can vary between lenders. We'll help you compare your options and understand what's available based on your circumstances. 🔧🚜

  • The deposit required for asset finance will depend on the lender, the type of asset, and your individual circumstances. Some asset finance options may require a deposit, while others may not. We'll help you understand the available lending options and any upfront costs involved before you apply.

  • Asset finance may be available to a wide range of businesses, including sole traders, partnerships, companies and trusts. Eligibility will depend on factors such as your business structure, financial position and lender requirements. We'll help you explore lenders that suit your circumstances and business goals. 📈

  • Asset finance loan terms can vary depending on the lender, the type of asset being financed, and your individual circumstances. During the application process, we'll explain the available loan terms and help you understand how they may affect your repayments and overall finance arrangement. 📅

  • A chattel mortgage and a finance lease are two common types of asset finance, but they work differently. The most appropriate option will depend on your business, the asset being purchased, and your individual circumstances. At EB Finance Collective, we'll explain the differences so you can better understand the options available.

  • In many cases, asset finance loans can be paid out early, although fees or charges may apply depending on your lender and loan agreement. If you're considering paying out your loan ahead of schedule, we'll help you understand your options and what to expect before making any decisions. ✅