Hi, I’m Emily.
I didn’t grow up dreaming of being a mortgage broker.
Like many of us, I started out in different roles, tried my hand across industries, picked up new skills, and discovered what really mattered to me: helping people.
That’s how EB Finance Collective was born.
Mortgage broking isn’t just numbers for me: it’s about people, their goals, and the futures they want to achieve.
Buying your first home, investing in property, refinancing, or building something bigger - these are milestones that shape your life story.
The lending world can feel overwhelming (jargon, interest rates, policies, hidden pitfalls - yuck). My role is to cut through the noise, advocate for you, and build strategies that actually work for your unique situation.
My approach is simple: empower, support, and guide. I’ll always explain the “why” behind every strategy so you feel confident. I’m relationship-driven and I see every client as long-term, helping you make smart decisions today that set you up for tomorrow and beyond. Your goals don’t stop at settlement and neither does my support.
When I’m not in finance mode, you’ll usually find me with my partner Josh (and our cat, Johnny Cash 🐈⬛) making plans for our own home build here in beautiful South Australia, or creating the next set of reels. I’m a lover of wine & cheese nights, the beach, and a quick getaway. My business and personal life often overlap, because I believe finance is about real people, real stories, and building the lifestyle you’ve worked hard for so you’ll never find me far from my phone.
✨ Thanks for being here, it means the world. I can’t wait to be part of your journey!
Emily Baker
Founder | EB Finance Collective
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